Setting the table
Self-managed HOAs in Colorado operate under the Common Interest Ownership Act (CCIOA). Use the free board checklist below, then open your city guide for noise ordinances vs. CC&Rs, county clerk recording, STR licensing, and covenant enforcement workflows.
Colorado HOAs operate under the Common Interest Ownership Act (CCIOA), C.R.S. Title 38, Article 33.3, with collection reforms under HB22-1137. City noise ordinances, STR licensing, and county clerk recording add a local layer on top of recorded covenants.
KindHOA helps volunteer boards document decisions, automate assessments, and stay audit-ready — without enterprise software built for property managers.
Volunteer boards in Colorado must align CC&Rs with the Colorado Common Interest Ownership Act (CCIOA) and recent collection reforms under HB22-1137. Use this checklist before assessing fees or recording liens.
CO checklist — confirm current statutes and CC&Rs with association counsel before assessments, fines, or liens.
Colorado boards field frequent questions about HOA rules, noise ordinances (especially in Westminster, Arvada, and Denver metro cities), and how CCIOA limits assessments and collections. Homeowners search for a homeowners policy when they need to know which rules come from the city vs. recorded covenants.
Publish a searchable rules directory (declaration, bylaws, resolutions, and ACC guidelines) so owners can self-serve before calling the board. When enforcing quiet hours, cite both your covenant section and the applicable city noise ordinance.
KindHOA helps volunteer directors store governing documents, automate dues with HB22-1137-aligned notice workflows, and track compliance tasks — confirm lien steps with Colorado counsel.
Don't see your city yet?
We're expanding this directory regularly. In the meantime, KindHOA works for any self-managed HOA in Colorado.
Free Title 33 checklist and metro city guides.
Free CCIOA checklist plus Denver, Westminster, Springs guides.
City quiet hours vs. covenant enforcement for metro boards.
The Colorado Common Interest Ownership Act (CCIOA), C.R.S. Title 38, Article 33.3, is the primary statute for most Colorado HOAs formed after 1992 and many older associations that opted in. It covers assessments, collections (including HB22-1137 reforms), meetings, records, architectural standards, and resale disclosures. Your recorded declaration may add stricter rules but cannot contradict mandatory protections. Educational guidance only — confirm with association counsel.
Colorado HOA rules and regulations come from three layers: (1) CCIOA and related Colorado statutes, (2) city and county ordinances (noise, zoning, short-term rentals, building permits), and (3) your association's recorded declaration, bylaws, and published rules. Boards enforce layer 3 on private lots; cities enforce layer 2. KindHOA publishes city guides at kindhoa.com/compliance/colorado.
Municipal noise ordinances (common search terms in Westminster, Arvada, Lakewood, and Denver metro cities) set baseline quiet hours and decibel standards enforced by city code compliance. HOA quiet-hours and nuisance covenants are a separate private contract enforced by the board. Homeowners may face city citations and HOA covenant fines for the same conduct — boards should cite both the covenant section and the city ordinance when issuing cure notices.
Start with Colorado Revised Statutes Title 38, Article 33.3 (CCIOA) and the free Colorado compliance checklist at kindhoa.com/compliance/colorado. Colorado DORA's HOA program publishes owner resources. For lien, amendment, and collection questions, consult Colorado association counsel — this directory is educational, not legal advice.
CCIOA applies statewide, but city noise ordinances, STR licensing, fence rules, and county clerk recording offices differ. Adams County HOAs (Westminster, Thornton) follow different municipal codes than El Paso County (Colorado Springs) or Denver County. Use the city guide for your community.
Free checklist plus Greer, Greenwood, Myrtle Beach guides.
