County recording office
Larimer County Clerk & Recorder
Checking the community calendar
Colorado CCIOA & local noise ordinances
Colorado HOAs operate under CCIOA (Title 38, Article 33.3). City noise ordinances and HOA quiet-hour covenants are separate enforcement tracks — publish both in your rules directory.
County recording office
Larimer County Clerk & Recorder
Wildland-urban-interface communities face increasing mitigation expectations. Coordinate landscape standards with local fire district guidelines.
Board checklist
Municipal trash schedules, curb placement, and code enforcement pathways.
City of Fort Collins Neighborhood Services enforces municipal code for trash, weeds, and nuisance properties independently of HOA covenant actions.
Mediation, courts, and state resources when board actions are challenged.
Colorado disputes may be resolved through association internal processes, mediation, or state courts. Small claims jurisdiction is set by Colorado statute and court rule—verify current limits with the clerk of Larimer County. The Colorado Department of Regulatory Agencies (DORA), Division of Real Estate, maintains HOA-related consumer resources. For collection disputes, comply with CCIOA notice and HB22-1137 cure requirements before referral to counsel.
Most HOAs in Fort Collins follow the Colorado Common Interest Ownership Act (CCIOA) plus recorded covenants. City noise ordinances, STR licensing, and Larimer County clerk recording add a local layer — see kindhoa.com/compliance/colorado and kindhoa.com/compliance/colorado/fort-collins. Educational, not legal advice.
State-level guidance — confirm current city ordinances with local officials.
Late fee estimator
Enter your typical monthly assessment to see how local caps may apply. KindHOA can automate notices and fee schedules once your board defines the rules.
Estimated legal ceiling
$500.00
Many associations cannot assess late fees until accounts are at least 30 days past due and proper notice has been sent. You entered 15 days past due.
Tell us about your community. We'll show you how KindHOA automates dues, late fees, and resident communication — free for self-managed HOAs.
Statewide checklist plus every Colorado city guide we publish.
Title 38 HOA laws, HB22-1137 collections, and metro guides.
City quiet hours vs. covenant enforcement for metro boards.
No per-door fees. No enterprise bloat. Just the tools your neighbors need to run Fort Collins with confidence.
Larimer County guide for Fort Collins HOAs: CCIOA requirements, city code vs. CC&Rs, county recorder filing basics, and a searchable rules directory (kindhoa.com/blog/hoa-rules-directory-guide).
The quick answer
Reviewed by the KindHOA Editorial Team · Last reviewed May 19, 2026
Summaries below are for board orientation. Verify requirements in the official Fort Collins municipal code (opens in a new tab).
Fort Collins municipal code
Fort Collins regulates short-term rentals and many land uses through city licensing and the Land Use Code (verify with Neighborhood Services). HOA covenants remain enforceable under CCIOA when lawfully recorded.
HOA governing documents
HOAs enforce recorded use restrictions (minimum lease terms, guest limits, parking) when consistent with applicable city licensure and state law. Covenant enforcement requires notice, cure periods, and uniform application.
Zoning & building code
Fort Collins zoning establishes fence height, setback, and historic-district standards where applicable. Larimer County Clerk & Recorder confirms lien and amendment formatting.
Permit thresholds
When construction triggers the building code, Fort Collins or Larimer County requires permits for structural changes, many electrical/plumbing alterations, decks, and additions. An HOA architectural approval letter does not substitute for a city building permit. Boards should require proof of city permit (or written exemption) before final ACC approval on regulated work.
HOA architectural control
HOAs review fences and additions through architectural committees under CC&Rs. Municipal compliance alone does not satisfy HOA design or notice requirements.
State / local protections
Colorado law limits unreasonable HOA restrictions on qualifying solar installations and water-efficient landscaping in many circumstances. Fort Collins sustainability programs may align with HOA xeriscaping guidelines — cite governing document sections in ACC decisions.
What HOAs may still regulate
HOAs may adopt reasonable design rules that meet statutory tests (location, color, timeline). Associations cannot impose outright bans where state law voids them.
Drought cycles and municipal watering schedules affect landscaping covenants. Automate reminders when restrictions tighten.
Board checklist
Mountain communities often require timely sidewalk clearing and designated plow routes. Boards should align CC&R enforcement with municipal snow events.
Board checklist
Cities and counties increasingly regulate STRs. HOAs should align covenant enforcement with municipal registration rules.
Board checklist
Fort Collins regulates short-term rentals and many land uses through city licensing and the Land Use Code (verify with Neighborhood Services). HOA covenants remain enforceable under CCIOA when lawfully recorded.
Fort Collins zoning establishes fence height, setback, and historic-district standards where applicable. Larimer County Clerk & Recorder confirms lien and amendment formatting.
City of Fort Collins Neighborhood Services enforces municipal code for trash, weeds, and nuisance properties independently of HOA covenant actions.
When construction triggers the building code, Fort Collins or Larimer County requires permits for structural changes, many electrical/plumbing alterations, decks, and additions. An HOA architectural approval letter does not substitute for a city building permit. Boards should require proof of city permit (or written exemption) before final ACC approval on regulated work.
Colorado law limits unreasonable HOA restrictions on qualifying solar installations and water-efficient landscaping in many circumstances. Fort Collins sustainability programs may align with HOA xeriscaping guidelines — cite governing document sections in ACC decisions.
Colorado disputes may be resolved through association internal processes, mediation, or state courts. Small claims jurisdiction is set by Colorado statute and court rule—verify current limits with the clerk of Larimer County. The Colorado Department of Regulatory Agencies (DORA), Division of Real Estate, maintains HOA-related consumer resources. For collection disputes, comply with CCIOA notice and HB22-1137 cure requirements before referral to counsel.
KindHOA is educational software for self-managed boards, not a law firm, and this guide is not legal advice. State statutes, local ordinances, and your community’s recorded CC&Rs control and change over time — confirm liens, amendments, and enforcement with association counsel and the official sources above.
Free Title 33 checklist and metro city guides.