County recording office
Pinellas Clerk of the Circuit Court & Comptroller
Dusting off the minutes
Florida owner portal law applies here
HOAs with 100+ parcels follow § 720.303 (Jan 1, 2025). Condos with 25+ units follow § 718.111 (Jan 1, 2026). Password-protected portals, statutory documents, and meeting notice deadlines.
County recording office
Pinellas Clerk of the Circuit Court & Comptroller
Florida HOAs (100+ parcels) and condos (25+ units) must maintain password-protected owner portals with statutory documents and meeting notices posted on time.
Board checklist
Municipal trash schedules, curb placement, and code enforcement pathways.
Waste collection and hurricane debris rules are set by city/county contracts in St. Petersburg. Code enforcement handles many property maintenance violations on private property when ordinances apply. HOAs still enforce covenants but should coordinate with county emergency management during storm recovery.
Mediation, courts, and state resources when board actions are challenged.
Florida disputes may go to county court, arbitration if required by covenants, or DBPR Division of Condominiums, Timeshares, and Mobile Homes for certain condominium disputes. Small claims limits follow Florida Statute §34.01—verify with the Pinellas County clerk.
Florida HOAs with 100 or more parcels must maintain a password-protected owner portal under Fla. Stat. § 720.303(4)(b) (effective Jan 1, 2025). Condominiums with 25 or more units follow § 718.111(12)(g) (effective Jan 1, 2026), including a 30-day posting rule for required records. See kindhoa.com/compliance/florida and the KindHOA blog guides for Chapter 720 and Chapter 718. Educational, not legal advice.
State-level guidance — confirm current city ordinances with local officials.
Late fee estimator
Enter your typical monthly assessment to see how local caps may apply. KindHOA can automate notices and fee schedules once your board defines the rules.
Estimated legal ceiling
$25.00
Many associations cannot assess late fees until accounts are at least 30 days past due and proper notice has been sent. You entered 15 days past due.
Tell us about your community. We'll show you how KindHOA automates dues, late fees, and resident communication — free for self-managed HOAs.
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Pinellas County guide for St. Petersburg HOAs: §720.303 portal basics, §718.111 condo rules, municipal code vs. CC&Rs, and Florida compliance resources.
The quick answer
Reviewed by the KindHOA Editorial Team · Last reviewed July 25, 2026
St. Petersburg sits on the Pinellas County peninsula between Tampa Bay and the Gulf, with HOAs and condo associations spanning downtown towers, waterfront communities, and post-war neighborhoods. Florida's Chapter 720 (HOAs, 100+ parcels) and Chapter 718 (condos, 25+ units) website mandates reach many associations here.
Local rules board members use
City-specific answers for St. Petersburg — sourced to municipal code and official city pages. Educational, not legal advice.
As a low-lying Gulf-coast peninsula, St. Petersburg faces significant hurricane storm-surge and flood exposure, driving covenants on elevation, drainage, shutters, and exterior maintenance. Liens and CC&R amendments record with the Pinellas County Clerk of the Circuit Court.
Primary source: St. Petersburg municipal code / city ordinances
Summaries below are for board orientation. Verify requirements in the official St. Petersburg municipal code (opens in a new tab).
St. Petersburg municipal code
Florida Statutes Chapter 720 governs HOA operations, while St. Petersburg and Pinellas County may license vacation rentals and enforce fire/life-safety rules. After Hurricane-related reforms, many counties require registration or inspection. Align enforcement with valid city/county licenses and recorded use restrictions.
HOA governing documents
HOAs enforce recorded use restrictions (minimum lease terms, guest limits, parking) when consistent with applicable city licensure and state law. Covenant enforcement requires notice, cure periods, and uniform application.
Zoning & building code
Florida Building Code and local land development codes set structural and wind-load requirements—especially important in coastal counties serving St. Petersburg. HOAs may regulate appearance through covenants if rules are reasonable and uniformly applied.
Permit thresholds
Florida requires building permits for regulated construction under the Florida Building Code enforced locally in St. Petersburg or Pinellas County. Milestone inspections may apply in coastal condominiums. HOA ACC approval is in addition to city/county permits.
HOA architectural control
HOAs review fences and additions through architectural committees under CC&Rs. Municipal compliance alone does not satisfy HOA design or notice requirements.
State / local protections
Florida Statute §163.04 prohibits deed restrictions that prohibit solar equipment, though reasonable location rules may apply. Xeriscaping and Florida-Friendly Landscaping™ standards are encouraged; HOAs should not ban drought-tolerant plants that meet municipal water rules.
What HOAs may still regulate
HOAs may adopt reasonable design rules that meet statutory tests (location, color, timeline). Associations cannot impose outright bans where state law voids them.
Florida associations need pre-season communication plans, vendor contacts, and post-storm architectural guidance.
Board checklist
Milestone inspections and reserve studies affect long-term assessments. Document findings and funding plans clearly.
Board checklist
Communities near waterways need clear drainage maintenance duties and FEMA disclosure workflows for resales.
Board checklist
Florida Statutes Chapter 720 governs HOA operations, while St. Petersburg and Pinellas County may license vacation rentals and enforce fire/life-safety rules. After Hurricane-related reforms, many counties require registration or inspection. Align enforcement with valid city/county licenses and recorded use restrictions.
Florida Building Code and local land development codes set structural and wind-load requirements—especially important in coastal counties serving St. Petersburg. HOAs may regulate appearance through covenants if rules are reasonable and uniformly applied.
Waste collection and hurricane debris rules are set by city/county contracts in St. Petersburg. Code enforcement handles many property maintenance violations on private property when ordinances apply. HOAs still enforce covenants but should coordinate with county emergency management during storm recovery.
Florida requires building permits for regulated construction under the Florida Building Code enforced locally in St. Petersburg or Pinellas County. Milestone inspections may apply in coastal condominiums. HOA ACC approval is in addition to city/county permits.
Florida Statute §163.04 prohibits deed restrictions that prohibit solar equipment, though reasonable location rules may apply. Xeriscaping and Florida-Friendly Landscaping™ standards are encouraged; HOAs should not ban drought-tolerant plants that meet municipal water rules.
Florida disputes may go to county court, arbitration if required by covenants, or DBPR Division of Condominiums, Timeshares, and Mobile Homes for certain condominium disputes. Small claims limits follow Florida Statute §34.01—verify with the Pinellas County clerk.
Sources
KindHOA is educational software for self-managed boards, not a law firm, and this guide is not legal advice. State statutes, local ordinances, and your community’s recorded CC&Rs control and change over time — confirm liens, amendments, and enforcement with association counsel and the official sources above.
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