Miami-Dade guide for volunteer boards: Chapter 720 HOA portal rules (100+ parcels), Chapter 718 condo website rules (25+ units), city STR licensing vs. CC&Rs, and the Florida compliance hub (kindhoa.com/compliance/florida).
The quick answer
Reviewed by the KindHOA Editorial Team · Last reviewed July 25, 2026
Florida owner portal law applies here
HOAs with 100+ parcels follow § 720.303 (Jan 1, 2025). Condos with 25+ units follow § 718.111 (Jan 1, 2026). Password-protected portals, statutory documents, and meeting notice deadlines.
Miami is overwhelmingly a condominium and HOA market, from Brickell and downtown towers to suburban Miami-Dade master-planned communities. Florida's Chapter 720 (HOAs, 100+ parcels) and Chapter 718 (condominiums, 25+ units) website/owner-portal mandates apply to many associations here, and the city and county add their own vacation-rental and zoning rules on top of recorded covenants.
Local rules board members use
City-specific answers for Miami — sourced to municipal code and official city pages. Educational, not legal advice.
Miami's subtropical, hurricane-exposed climate drives covenants on impact windows, shutters, flood mitigation, and exterior durability against heat and salt air — frequently stricter than minimum code. Liens and amendments record with the Miami-Dade County Clerk of Court & Comptroller.
Primary source: Miami municipal code / city ordinances
Summaries below are for board orientation. Verify requirements in the official Miami municipal code (opens in a new tab).
Miami municipal code
Miami-Dade County and City of Miami regulate vacation rentals and short-term uses through licensing and zoning categories (verify current MDCRM / city STR programs). Fire and safety inspections may apply. HOA covenants remain enforceable when consistent with valid local licensure.
HOA governing documents
HOAs enforce recorded use restrictions (minimum lease terms, guest limits, parking) when consistent with applicable city licensure and state law. Covenant enforcement requires notice, cure periods, and uniform application.
Zoning & building code
Florida Building Code and local land development codes set structural and wind-load requirements—especially important in coastal counties serving Miami. HOAs may regulate appearance through covenants if rules are reasonable and uniformly applied.
Permit thresholds
Florida requires building permits for regulated construction under the Florida Building Code enforced locally in Miami or Miami-Dade County. Milestone inspections may apply in coastal condominiums. HOA ACC approval is in addition to city/county permits.
HOA architectural control
HOAs review fences and additions through architectural committees under CC&Rs. Municipal compliance alone does not satisfy HOA design or notice requirements.
State / local protections
Florida Statute §163.04 prohibits deed restrictions that prohibit solar collectors, although reasonable restrictions on location and appearance may apply. Water conservation landscaping is encouraged during South Florida dry seasons.
What HOAs may still regulate
HOAs may adopt reasonable design rules that meet statutory tests (location, color, timeline). Associations cannot impose outright bans where state law voids them.
County recording office
Miami-Dade Clerk of the Circuit Court & Comptroller
Florida HOAs (100+ parcels) and condos (25+ units) must maintain password-protected owner portals with statutory documents and meeting notices posted on time.
Board checklist
Florida associations need pre-season communication plans, vendor contacts, and post-storm architectural guidance.
Board checklist
Milestone inspections and reserve studies affect long-term assessments. Document findings and funding plans clearly.
Board checklist
Communities near waterways need clear drainage maintenance duties and FEMA disclosure workflows for resales.
Board checklist
Municipal trash schedules, curb placement, and code enforcement pathways.
Waste collection and hurricane debris rules are set by city/county contracts in Miami. Code enforcement handles many property maintenance violations on private property when ordinances apply. HOAs still enforce covenants but should coordinate with county emergency management during storm recovery.
Mediation, courts, and state resources when board actions are challenged.
Florida disputes may go to county court, arbitration if required by covenants, or DBPR Division of Condominiums, Timeshares, and Mobile Homes for certain condominium disputes. Small claims limits follow Florida Statute §34.01—verify with the Miami-Dade County clerk.
Florida HOAs with 100 or more parcels must maintain a password-protected owner portal under Fla. Stat. § 720.303(4)(b) (effective Jan 1, 2025). Condominiums with 25 or more units follow § 718.111(12)(g) (effective Jan 1, 2026), including a 30-day posting rule for required records. See kindhoa.com/compliance/florida and the KindHOA blog guides for Chapter 720 and Chapter 718. Educational, not legal advice.
State-level guidance — confirm current city ordinances with local officials.
Miami-Dade County and City of Miami regulate vacation rentals and short-term uses through licensing and zoning categories (verify current MDCRM / city STR programs). Fire and safety inspections may apply. HOA covenants remain enforceable when consistent with valid local licensure.
Florida Building Code and local land development codes set structural and wind-load requirements—especially important in coastal counties serving Miami. HOAs may regulate appearance through covenants if rules are reasonable and uniformly applied.
Waste collection and hurricane debris rules are set by city/county contracts in Miami. Code enforcement handles many property maintenance violations on private property when ordinances apply. HOAs still enforce covenants but should coordinate with county emergency management during storm recovery.
Florida requires building permits for regulated construction under the Florida Building Code enforced locally in Miami or Miami-Dade County. Milestone inspections may apply in coastal condominiums. HOA ACC approval is in addition to city/county permits.
Florida Statute §163.04 prohibits deed restrictions that prohibit solar collectors, although reasonable restrictions on location and appearance may apply. Water conservation landscaping is encouraged during South Florida dry seasons.
Florida disputes may go to county court, arbitration if required by covenants, or DBPR Division of Condominiums, Timeshares, and Mobile Homes for certain condominium disputes. Small claims limits follow Florida Statute §34.01—verify with the Miami-Dade County clerk.
Sources
KindHOA is educational software for self-managed boards, not a law firm, and this guide is not legal advice. State statutes, local ordinances, and your community’s recorded CC&Rs control and change over time — confirm liens, amendments, and enforcement with association counsel and the official sources above.
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Statewide checklist plus every Florida city guide we publish.
§720.303 owner portal guide for 100+ parcel HOAs.
§718.111 portal guide for 25+ unit condominiums.
Free Title 33 checklist and metro city guides.
Free CCIOA checklist plus Denver, Westminster, Springs guides.
City quiet hours vs. covenant enforcement for metro boards.
Free checklist plus Greer, Greenwood, Myrtle Beach guides.
City vs. county rules and searchable rules directory.
CC&Rs, bylaws, and searchable rules directory for owners.
Title 33 statutes, late fees, and architectural review.
Organize CC&Rs, bylaws, and policies for owners.
State caps and notice requirements before you assess fees.
City guides with municipal code vs. HOA covenant matrix.
Enforce covenants with formal notice letters.
Estimate monthly fee per home from your annual budget.
Line-by-line budget builder for per-unit assessment math.
Free online dues collection for volunteer boards.
Proxies, quorum, and online formal ballots.
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