Volunteer boards in Greer, Greenwood, Myrtle Beach, and across South Carolina hear the same questions: What are our HOA regulations? Where is the homeowners policy? Can the city fine us for something the HOA also prohibits?
This guide explains South Carolina HOA law basics, how city and county rules differ from covenants, and where to find city guides on KindHOA.
What law governs South Carolina HOAs?
Most HOAs follow the South Carolina Homeowners Association Act (S.C. Code Title 27, Chapter 31) plus recorded CC&Rs, bylaws, and rules. Condominiums and some horizontal-property regimes may follow the Horizontal Property Act.
Statute and your governing documents control:
- Assessments and late fees — within recorded and reasonable limits
- Meetings and notices — budget and assessment publications
- Architectural review — ACC standards and decision timelines
- Enforcement — cure notices before fines and liens
Browse the South Carolina compliance hub for a free checklist.
HOA rules vs. city and county code
Three layers boards must separate for owners:
- State HOA statutes — baseline procedures
- City and county ordinances — zoning, nuisance, STR licensing, building permits
- Recorded covenants — private enforcement on association property
Greer sits in Greenville County but has its own municipal code. Myrtle Beach layers Horry County coastal rules. Greenwood follows Greenwood County recording. Publish which channel owners should use for each issue.
Companion guide: South Carolina homeowners policy.
Coastal & Upstate maintenance
- Coastal (Myrtle Beach, Charleston, Mount Pleasant): hurricane shutters, humidity, exterior paint, STR caps
- Upstate (Greer, Greenville, Spartanburg): ACC review for driveways, fencing, and hardscape
Document standards in architectural guidelines and keep dated photos for covenant enforcement.
City guides on KindHOA
| City | Guide |
|---|---|
| Greer | Greer SC HOA regulations |
| Greenwood | Greenwood homeowners policy |
| Myrtle Beach | Myrtle Beach coastal guide |
| Greenville | Greenville HOA regulations |
| Charleston | Charleston HOA laws |
| Full directory | South Carolina compliance hub |
FAQ
What are South Carolina HOA rules and regulations?
Your recorded CC&Rs, bylaws, resolutions, and ACC guidelines — what owners call a homeowners policy.
Are HOA rules the same in Greer and Myrtle Beach?
No. State statute is statewide; city zoning, coastal ordinances, and county recorders differ.
How do South Carolina HOAs collect dues online?
Invoice owners digitally and automate reminders — How to Collect HOA Dues Online.
Start your South Carolina HOA workspace free — documents, rules directory, and compliance checklists.
Educational only — not legal advice. Confirm lien and enforcement steps with South Carolina counsel.